温哥华地产王 | 604-779-2598

买房

让我来帮助你掌控买房的每一步,顺利地买到您心仪的物业

第一步:了解自己真正的需求,明确目标.包括我为什么要买房,什么时候买,在那里买,买什么样价位的房?

您可以与我一起坐下来详细沟通,以便我更好的帮到您;根据您的基本要求,建立你的个人房源档案,确定与您最好的沟通方法,包括电话,短信,电邮等等.

第二步:您充分做好您的财务预算,确定自己的负担能力.如需贷款,可提前找银行经理或贷款经纪人预先证明你的贷款额度和能力.我的网站首页有每月还款计算表,如在使用上有任何问题,欢迎随时打电话垂询。买房需要的基本费用:房款首付,房产过户税PTT,(42.5万以下,全球首次购房,用于自住一年,可免,)律师费,保险费(HOUSE),物业税(年初及年中缴,卖家已帮你付过的部分,需在交易时扣还。新房要付HST,或GST,部分可返还,请与您的会计师商谈。

第三步:选择合要求的房源,联系实地看房.并在当天总结每间房的优缺点,交易记录,同类房的价格比较,周围环境的分析(包括子女上学,交通,购物,等等,同时考虑是否有噪音,污染,风水不吉,小区不安全等不利因素....),以及目标房及所在区的潜在发展,政府规划等等.

第四步:如找到心仪的房子后,立刻与经纪商讨写offer策略。每一间房应有相应的offer ,这是一项技巧非常高的工作。经纪与对方谈判offer,并随时向你通报每一细节,在保证维护您的最大利益的前提下,调整我方的Offer。最后双方确定价格,押金,条件,成交及入住时间,及补充条款,形成Accepted 的offer.

第五步:如接受的offer 是有条件的(包括贷款,验房,检查公寓文件,城市规划等等),应在规定时间内,在经纪的协助下,积极地配合银行,验房师的工作,确定条件是否可解除,如条件不解除,合同即不能生效,offer被认作无效。解除条件后,这个房产交易就属于正式敲定,任何一方不得退出。如offer是无条件的,则表示双方的合同已确定,同样道理,任何一方都不能退出。

第六步:开押金支票。

第七步:雇用专业好的律师或公证人来做文件,执行合同,这中间需要经纪人,经纪公司的各项配合,同时与银行或贷款经纪人敲定贷款细则。如有需要,购买相关保险。



 

Let me help you every, step of the way. When purchasing a home, you are faced with a multitude of decisions! The primary one is whether you are actually prepared to purchase a home. Locating the perfect home is not always an easy task, and obtaining a mortgage loan can be a complex and tiring process. Although, once you have determined that you are ready to move forward with the required effort towards your home-purchasing goal, the rewards are unquestionable.
 
While at your side each step of the way, I will make the process of purchasing a home easier, more enjoyable, less time-consuming, and less expensive than if you undertook this challenge on your own. will help you prepare so that sellers perceive you as a preferred buyer, help you locate and assess properties for sale that match your specifications, and help you through the myriad of details attending the actual purchase.
 
I am always familiar with the current homes on the market, and I know neighborhood values well, so I can help you determine which properties are fairly-priced and in good condition before you start your search.

Your First Step

Your first step to buying a home is to first ask yourself why you want to buy a home: to stop paying rent? To start building equity? To have a place of your own? To raise a family? To entertain business associates? To move up to a bigger house? Next, list what kind of home you'd like and where you would like to be. Be specific. Separate the "must haves" from the "want to haves."
 
Think of yourself as zeroing in on a target, going from the general to the specific. Consider area (city, suburban neighborhood, country); community (north, south, east, or west side); neighborhood (older and settled or sparkling new; a particular school zone; recreational facilities; and other community services such as transportation, day care, library, stores, entertainment). Ask yourself how many minutes you are willing to commute to work.
 
Think about home styles. How much space do you need? Does your situation require a one-level home, or are stairs acceptable? Consider size and kind of property. Do you want a newer home, or maybe an older one to fix up? Someday you or your heirs will want to sell. Consider how long you expect to live in this particular home.

Your Next Step: Loan Pre-Qualification

Once you have addressed the above needs, your next step in the purchasing process is to get pre-qualified with a mortgage company. This can be done over the phone or even online in a matter of minutes.
 
Call me and I will refer you to a mortgage professional that has an excellent reputation and track record for successfully acquiring loan approval for his/her clients.

I Will Find The Right Homes For You

Once you've been pre-qualified and know what price range you want to stay in, I can help you determine which properties fit your needs by using the (MLS) Multiple Listing Service system to locate them.
 
I have the best possible resources and communication systems available today to help you locate the homes on the market that match your specifications. You can even search my listings here at my website.

I Will Help You Every Step Of The Way

I will help you complete your financing and inspections, and close on the transaction. My top priority is to make sure that your home buying experience is pleasant, cost-efficient, and successful.
手提:604-779-2598
传真:604-263-7855
电邮:cwang@home-land.ca
微信:wengehuadichanwang
Homeland Realty
200-8168 Granville st
Vancouver, BC
V6P 4Z4 CA